Tag Archives: student loans

Should Part-Time Students Have Their Borrowing Limited?

One of the key higher education policy interests of Senate Health, Education, Labor, and Pensions chairman Lamar Alexander (R-TN) has been to limit student borrowing in an effort to help reduce rising student loan debt. I’ve written in the past … Continue reading

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How Much Did A Coding Error Affect Student Loan Repayment Rates?

Mistakes happen. I should know—I make more than my fair share of them (including on this blog). But some mistakes are a little more noticeable than others, such as when your mistake has been viewed more than a million times. … Continue reading

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How to Improve Income-Driven Repayment Plan Cost Estimates

The Government Accountability Office (GAO) took the U.S. Department of Education (ED) behind the proverbial woodshed in a new report that was extremely critical of how ED estimated the cost of income-driven repayment (IDR) programs. (Senate Republicans, which asked for … Continue reading

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Clinton and Trump Proposals on Student Debt Explained

This article was originally published on The Conversation. Read the original article. The high price of attending college has been among the key issues concerning voters in the 2016 presidential election. Both Democratic nominee Hillary Clinton and Republican nominee Donald … Continue reading

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The Relationship Between Student Debt and Earnings

Note: This piece first appeared on the Brookings Institution’s Brown Center Chalkboard blog. Student loan debt in the United States is now over $1.25 trillion, nearly three times as much as just a decade ago. The typical student graduating with … Continue reading

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Students Shouldn’t Be Terrified of Borrowing for College

I wrote the below letter to the editor of the Star-Ledger, New Jersey’s largest newspaper, in response to a truly woeful editorial piece that they recently published on student loan debt. (Note: They eventually ran the letter, but here is … Continue reading

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Income-Driven Repayment Plans Continue to Grow

The traditional way to repay federal student loans was for students to pay back their loans over a ten-year period of time, generally by making the same payment each month. But as student loan debt has generally risen over time … Continue reading

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On Student Loan Debt and Negative Wealth

A recent analysis by economists at the Federal Reserve Bank of New York looked at the approximately 14% of American households that had negative wealth in 2015 and pointed out student loan debt as a key driver of negative wealth. … Continue reading

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Clinton’s New College Compact Plan Explained

This article was originally published on The Conversation. Ahead of the Democratic National Convention – on July 5 – Hillary Clinton announced a set of new proposals on higher education. Key measures included eliminating college tuition for families with annual … Continue reading

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The Tradeoffs of Making Private Student Loan Debt Dischargeable in Bankruptcy

There is an old adage dating back to the 1700s that the two most certain things in life are death and taxes. But for families with certain types of student loans, having to make payments on their loans is another … Continue reading

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